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Money20/20 2025, Dr. Sutapa Amornvivat took the stage at AI Meets Access



At Money20/20 2025, Dr. Sutapa Amornvivat, Founding CEO of ABACUS digital, took the stage at AI Meets Access: Breaking Barriers in Lending for a More Inclusive Future to spotlight how we’re using AI to reshape the future of lending—making it more inclusive, intelligent, and impactful.


In markets where traditional credit systems often leave millions behind—especially those without payslips or a formal credit history—AI is unlocking new pathways. At ABACUS digital, automation is helping us drive down operational costs across the lending journey, enabling us to offer smaller, more accessible loans. This is critical for helping underserved segments begin their credit journey.



📍AI helps unlock access in two key ways: automation and intelligence.

A = Automation across the lending process—especially in risk evaluation—reduces the cost to serve. This makes it viable to offer small loan sizes, which are essential for helping underserved segments start building their credit history.

I = Intelligence enables more optimized risk assessment, fraud detection, and collections. That means lower credit costs and a more sustainable portfolio overall.

This is how AI meets access—and how ABACUS digital is breaking barriers in lending for the Thai people.



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